ZIP 16655 Property Distress & Foreclosure Data

DLRadar grades ZIP 16655 (Bedford County, Pennsylvania) at a low 17/100 for overall property distress. Property-level stress concentrates in structural risk (39/100), construction/permit lag (20/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. On the structural side it scores 39/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (68/100).

The market reads expansion — home values rose 5.0% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 80% owner-occupied to 20% rented. About 1,328 people live here, median age 48. Roughly 9.4% live below the poverty line. Around 6% of renters are cost-burdened. On demographic stress specifically, 16655 scores 23/100. A median home runs $162,700 here, or 2.4 times local income. About 9% have a four-year degree. The vacancy rate is 17.0% — elevated. Households earn a median $67,411 — below the roughly $78,000 national figure. The ZIP holds roughly 669 housing units.

Net-net, 16655 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.