ZIP 16655 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 16655 (Bedford County, Pennsylvania) returns a low composite of 20/100. The sharpest non-environmental signals are construction/permit lag (47/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100). Structural risk reads 46/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (68/100)).

The expansion-phase market in 16655 posted values that rose 5.1% over the year, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 80% owner-occupied to 20% rented. About 1,328 people live here, median age 48. 9.4% of residents fall below the poverty threshold. Around 6% of renters are cost-burdened. On demographic stress specifically, 16655 scores 23/100. A median home runs $162,700 here, or 2.4 times local income. About 9% have a four-year degree. The vacancy rate is 17.0% — elevated. Households earn a median $67,411 — below the roughly $78,000 national figure. There are about 669 housing units across 16655.

Taken together, 16655 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 16655 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 16655 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 16655 reflects the current record instead of a stale or modeled snapshot.

Each component behind 16655 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 16655 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.