ZIP 16641 Property Distress & Foreclosure Data

DLRadar grades ZIP 16641 (Cambria County, Pennsylvania) at a moderate 41/100 for overall property distress. Structural risk reads 65/100 against active distress of 6/100. Property-level stress concentrates in structural risk (65/100), construction/permit lag (55/100), institutional ownership (54/100). On the quiet end sit price dislocation (25/100) and mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (68/100)).

The peak-phase market in 16641 posted values that rose 2.9% over the year, 5.8% off the recent peak, at 55/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 21/100. 85% of housing is owner-occupied. There are about 1,084 housing units across 16641. Population is roughly 2,444 with a median age of 43. The poverty rate is 8.1%. The typical home is worth about $116,500 (1.7× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. Rent burden reaches 21% of tenant households. At $63,558, median income runs below typical U.S. levels.

On the whole, 16641 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.