ZIP 15946 Property Distress & Foreclosure Data

Cambria County, Pennsylvania's ZIP 15946 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (61/100), construction/permit lag (52/100), institutional ownership (44/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (75/100), flood (NFIP) exposure (75/100). The latent-versus-live split is 61/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, 4.3% off the recent peak, and 23% higher over three years (phase confidence 53/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 41% of renters are cost-burdened. 11.7% of residents fall below the poverty threshold. Home values center near $117,000, an affordability ratio of 2.0× — accessible. 6,630 residents call 15946 home, typically aged 50. Median household income is $56,602, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 21% bachelor's-or-above. The ZIP holds roughly 3,194 housing units. Owners hold 83% of homes, renters 17%. The vacancy rate is 11.1%.

Overall, 15946 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.