ZIP 16630 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 16630 (Cambria County, Pennsylvania) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100). The pressure is most legible in structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (23/100). The latent-versus-live split is 64/100 structural and 7/100 already moving.

The expansion-phase market in 16630 posted values that rose 5.0% over the year, 1.2% off the recent peak, and 55% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

71% of housing is owner-occupied. Households earn a median $65,034 — below the roughly $78,000 national figure. The vacancy rate is 11.1%. Around 27% of renters are cost-burdened. Home values center near $152,500, an affordability ratio of 2.1× — accessible. On demographic stress specifically, 16630 scores 24/100. Population is roughly 4,771 with a median age of 42. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,118 housing units. 9.4% of residents fall below the poverty threshold.

On balance 16630 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 16630 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 16630 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Cambria County, Pennsylvania and the nation. 16630 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

16630's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 16630 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.