ZIP 16630 Property Distress & Foreclosure Data

ZIP code 16630 in Cambria County, Pennsylvania carries a composite property-distress score of 42/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100). What sets it apart are the readings on structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). price dislocation (25/100) and mortgage stress (23/100) stay muted. Structural risk reads 67/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, 6.2% off the recent peak, and 55% higher over three years, at 55/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 71% of homes, renters 29%. Median household income is $65,034, below the U.S. median near $78,000. Vacancy runs 11.1%. Rent burden reaches 27% of tenant households. Home values center near $152,500, an affordability ratio of 2.1× — accessible. DLRadar's demographic-stress index for the area reads 24/100. 4,771 residents call 16630 home, typically aged 42. Educational attainment sits at 22% bachelor's-or-above. There are about 2,118 housing units across 16630. 9.4% of residents fall below the poverty threshold.

Overall, 16630 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.