ZIP 15938 Property Distress & Foreclosure Data

ZIP code 15938 in Cambria County, Pennsylvania carries a composite property-distress score of 42/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 67/100 against active distress of 7/100. What sets it apart are the readings on structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). By contrast, price dislocation (25/100) and mortgage stress (23/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100).

The market reads peak — home values rose 3.1% year on year, 6.2% off the recent peak, at 55/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $153,100 here, or 2.0 times local income. Vacancy runs 9.1%. The tenure split is 92% owner-occupied to 8% rented. Rent burden reaches 37% of tenant households. About 2,307 people live here, median age 46. On demographic stress specifically, 15938 scores 24/100. There are about 994 housing units across 15938. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $66,680 — below the roughly $78,000 national figure. About 16% have a four-year degree.

Net-net, 15938 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.