ZIP 15938 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 15938 (Cambria County, Pennsylvania) returns a low composite of 29/100. On the structural side it scores 64/100, with 7/100 of stress already active. Leading the profile are structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100)).

The expansion-phase market in 15938 posted values that rose 5.0% over the year, 1.2% off the recent peak, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $153,100, an affordability ratio of 2.0× — accessible. The vacancy rate is 9.1%. 92% of housing is owner-occupied. Rent burden reaches 37% of tenant households. About 2,307 people live here, median age 46. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 994 housing units. The poverty rate is 6.6% — low. Households earn a median $66,680 — below the roughly $78,000 national figure. About 16% have a four-year degree.

Overall, 15938 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 15938 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 15938 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 15938 stays directly comparable to neighboring ZIPs and the rest of Cambria County, Pennsylvania. Nothing here is interpolated — where a source is thin for 15938, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 15938's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 15938 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.