ZIP 15942 Property Distress & Foreclosure Data

ZIP code 15942 in Cambria County, Pennsylvania carries a composite property-distress score of 42/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100)). The latent-versus-live split is 67/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). On the quiet end sit price dislocation (25/100) and mortgage stress (23/100).

The peak-phase market in 15942 posted values that rose 3.1% over the year, 6.2% off the recent peak (phase confidence 55/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 1.2%. 91% of housing is owner-occupied. The poverty rate is 10.9%. Around 17% of renters are cost-burdened. The demographic-stress sub-score lands at 20/100. The ZIP holds roughly 761 housing units. At $86,528, median income runs near typical U.S. levels. Population is roughly 2,134 with a median age of 39. Around 39% of adults hold a bachelor's degree or higher. The typical home is worth about $185,000 (2.1× income, relatively affordable).

On balance 15942 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.