ZIP 15956 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 15956 in Cambria County, Pennsylvania comes in at 29, a low composite-distress reading. The split runs 64/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100). Its standout signals are structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, 1.2% off the recent peak, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

2,464 residents call 15956 home, typically aged 47. At $52,679, median income runs below typical U.S. levels. Owners hold 88% of homes, renters 12%. The ZIP holds roughly 1,233 housing units. Home values center near $87,700, an affordability ratio of 1.4× — accessible. The vacancy rate is 12.0% — elevated. Rent burden reaches 52% of tenant households. Educational attainment sits at 11% bachelor's-or-above. Roughly 12.7% live below the poverty line. DLRadar's demographic-stress index for the area reads 26/100.

Net-net, 15956 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 15956 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 15956 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15956 can be compared directly against any other ZIP in Cambria County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 15956 shows blanks, not estimates, wherever the record is sparse.

The 29/100 for 15956 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 15956 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.