ZIP 15956 Property Distress & Foreclosure Data

ZIP code 15956 in Cambria County, Pennsylvania carries a composite property-distress score of 42/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 67/100 against active distress of 7/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100). What sets it apart are the readings on structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). By contrast, price dislocation (25/100) and mortgage stress (23/100) register low.

The market reads peak — home values rose 3.1% year on year, 6.2% off the recent peak, at 55/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,464 people live here, median age 47. Households earn a median $52,679 — below the roughly $78,000 national figure. The tenure split is 88% owner-occupied to 12% rented. There are about 1,233 housing units across 15956. A median home runs $87,700 here, or 1.4 times local income. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 52% of tenant households. About 11% have a four-year degree. Roughly 12.7% live below the poverty line. On demographic stress specifically, 15956 scores 26/100.

Net-net, 15956 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.