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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 15945 Foreclosure, Tax-Lien & Distress Report

Cambria County, Pennsylvania · Affordable market

ZIP 15945's composite property-distress score is 29/100 - DLRadar classes that as low for Cambria County, Pennsylvania. On the structural side it scores 64/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). By contrast, mortgage stress (23/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100).

The market reads expansion — home values rose 5.0% year on year, 1.2% off the recent peak, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 162 with a median age of 38. Roughly 9.9% live below the poverty line. DLRadar's demographic-stress index for the area reads 21/100. Vacancy runs 0.0%. There are about 73 housing units across 15945. 100% of housing is owner-occupied. Home values center near $96,800. Around 17% of adults hold a bachelor's degree or higher.

On balance 15945 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 15945 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 15945 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 15945 stays directly comparable to neighboring ZIPs and the rest of Cambria County, Pennsylvania. Sparse data for 15945 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 15945's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 15945 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

29/100
Composite stress
64/100
Structural risk
7/100
Distress activity

ZIP 15945 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk75
9 further distress layers are graded for 15945

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 15945 distress snapshot

The live 15945 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Cambria County ZIPs near 15945

Related reports across Cambria County, Pennsylvania

Related ZIP, county and statewide reads linked to Cambria County, Pennsylvania.

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Each signal above is traceable to an open dataset · methodology

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