ZIP 15945 Foreclosure, Tax-Lien & Distress Report

ZIP 15945's composite property-distress score is 27/100 - DLRadar classes that as low for Cambria County, Pennsylvania. On the structural side it scores 61/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (61/100), institutional ownership (49/100), construction/permit lag (45/100). By contrast, mortgage stress (23/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (75/100).

The market reads expansion — home values rose 5.0% year on year, 1.2% off the recent peak, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 162 with a median age of 38. Roughly 9.9% live below the poverty line. DLRadar's demographic-stress index for the area reads 56/100. Vacancy runs 0.0%. There are about 73 housing units across 15945. 100% of housing is owner-occupied. Home values center near $96,800. Around 17% of adults hold a bachelor's degree or higher.

On balance 15945 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 15945 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 15945 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 15945 stays directly comparable to neighboring ZIPs and the rest of Cambria County, Pennsylvania. Sparse data for 15945 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 15945's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 15945 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.