ZIP 15901 Foreclosure, Tax-Lien & Distress Report

In Cambria County, Pennsylvania, ZIP 15901 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100). Leading the profile are structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). mortgage stress (23/100) stay muted. Latent structural risk is 64/100 while live distress already moving reads 7/100.

The market reads expansion — home values rose 5.0% year on year, 1.2% off the recent peak (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $20,800, an affordability ratio of 0.7× — accessible. At $27,946, median income runs below typical U.S. levels. There are about 2,630 housing units across 15901. The vacancy rate is 25.7% — elevated. About 3,466 people live here, median age 49. Around 38% of renters are cost-burdened. Roughly 34.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 12% have a four-year degree. 41% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 32/100.

Net-net, 15901 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 15901 at the moment; the composite and its components are still built from verifiable public records.

The 15901 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 15901 stays directly comparable to neighboring ZIPs and the rest of Cambria County, Pennsylvania. Sparse data for 15901 shows as blanks, never estimates, and the score updates on every fresh public filing.

15901's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 15901 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.