Cambria County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cambria County, PA distress report, 2026: 52 ZIPs scored in Cambria, PA, Cambria, PA average 28/100; the top Cambria, PA ZIP is 16627 at 31/100; Cambria, PA market phase expansion, Cambria, PA prices +5.0% year over year.
- Cambria, PA ranks #942 nationally (opportunity index); Cambria, PA #11 in Pennsylvania; Cambria, PA index 31.4.
- Cambria, PA: no CFPB county sample; Cambria, PA non-metro area reading 1.6%.
- Cambria, PA ZIP phases: 44 expansion, 8 peak.
- Cambria, PA residential listings tracked: 46 across 47 ZIPs; Cambria, PA candidate listings 28.
- Cambria, PA HUD assisted properties: 7 with 229 units.
- Cambria, PA lenders on watch: 8; largest Cambria, PA footprint 1st Summit Bank (10 branches).
- Cambria, PA most distressed ZIP: 16627 at 31/100.
Cambria, PA figures: DLRadar distress index; Cambria, PA inputs: CFPB, FHFA, HUD, FDIC; Cambria, PA rebuilt as sources refresh.
| Rank | Cambria, PA ZIP | Score |
|---|---|---|
| 1 | 16627 | 31/100 |
| 2 | 16639 | 29/100 |
| 3 | 15722 | 28/100 |
| 4 | 15724 | 28/100 |
| 5 | 15737 | 28/100 |
| 6 | 15738 | 28/100 |
| 7 | 15760 | 28/100 |
| 8 | 15762 | 28/100 |
| 9 | 15773 | 28/100 |
| 10 | 15775 | 28/100 |
| 11 | 15901 | 28/100 |
| 12 | 15902 | 28/100 |
Most distressed Cambria, PA ZIPs (0-100, 2026)
Mortgage delinquency around Cambria, PA
No CFPB county sample covers Cambria, PA; the non-metro area reading for Cambria, PA: 1.6% ninety-plus; Cambria, PA area thirty-to-eighty-nine 2.1% (December 2025, Cambria, PA); Pennsylvania overall 1.0%.
Opportunity index: Cambria, PA
Cambria, PA index 31.4, Cambria, PA phase watchlist; Cambria, PA primary driver vacancy, Cambria, PA second driver bank institutional. Cambria, PA components: property stress 20.6, foreclosure pressure 19.1, listing discounts 32.6, bank stress 62.4, insurance 0.0; Cambria, PA pulse 35.9; Cambria, PA capital opportunity 24.7; Cambria, PA seven-day change -0.3%.
ZIP market phases inside Cambria, PA
52 Cambria, PA ZIPs carry a price-cycle phase; Cambria, PA ZIPs by phase (Cambria, PA), deepest drawdown first: expansion, +5.0% YoY, 1.2% off peak (Cambria, PA): 15722, 15737, 15738, 15760, Cambria, PA 15762, 15773, 15775, 15901, Cambria, PA 15902, 15906, 15909, 15921, Cambria, PA 15922, 15925, 15927, 15930.
Residential listings by Cambria, PA ZIP
Cambria, PA ZIPs with the most tracked Cambria, PA residential listings: 15905 11 listings, 5 candidates, bank pressure 70; 15902 6 listings, 2 candidates, bank pressure 68; 15906 5 listings, 2 candidates, bank pressure 68; 15946 3 listings, 2 candidates, bank pressure 65 (Cambria, PA); 15714 2 listings, 2 candidates, bank pressure 68; 15927 2 listings, 2 candidates, bank pressure 68; 15931 2 listings, 2 candidates, bank pressure 68; 15952 2 listings, 0 candidates, bank pressure 68. Cambria, PA totals: 46 listings; Cambria, PA candidates 28; active ZIPs 1.
HUD assisted housing in Cambria, PA
7 assisted properties with 229 units sit in Cambria, PA; largest Cambria, PA properties: Valley Pike Manor (Johnstown) 75 units, 74 assisted; Turner Apts. (Ebensburg) 61 units, 61 assisted; Laurel Wood Apts. (Johnstown) 40 units, 40 assisted in Cambria, PA; Lodge Run (Portage) 31 units, 30 assisted; Colver Hotel Apts. (Colver) 14 units, 14 assisted; Chestnut Commons (Northern Cambria) 4 units, 4 assisted.
Lenders with branches in Cambria, PA
Cambria, PA lenders by branch count: 1st Summit Bank (Cambria, PA): stress 87, 10 branches low in Cambria, PA; First Nb Of Pennsylvania (Cambria, PA): stress 55, 10 branches low in Cambria, PA; Ameriserv Financial Bank (Cambria, PA): stress 73, 8 branches low in Cambria, PA; First Commonwealth Bank (Cambria, PA): stress 54, 7 branches low in Cambria, PA; Somerset Trust Co (Cambria, PA): stress 74, 5 branches low in Cambria, PA; Slovenian S&La Franklin-Cone (Cambria, PA): stress 96, 4 branches low in Cambria, PA; Penncrest Bank (Cambria, PA): stress 73, 4 branches low in Cambria, PA; S&T Bank (Cambria, PA): stress 48, 4 branches low in Cambria, PA.
Vacancy and permits, Cambria, PA
8,483 of 64,456 Cambria, PA housing units are vacant; Cambria, PA permits, twelve months: 0 multifamily units in Cambria, PA, 61 one-to-four unit units.
Work Cambria, PA at the parcel level
Every Cambria, PA parcel carries owner and address; every Cambria, PA parcel carries APN; Cambria, PA distress scores sit on the Cambria, PA live board.
Cambria, PA figures refresh with each source.
Cambria, PA questions
Most distressed ZIP code in Cambria County, PA?
ZIP 16627 leads Cambria, PA at 31/100; next in Cambria, PA: 16639 at 29/100; the Cambria, PA average is 28/100.
Where does Cambria County, PA rank for investment opportunity?
Cambria, PA is #942 among all ranked counties, #11 in Pennsylvania; the Cambria, PA driver is vacancy; Cambria, PA moved down 117 places.
How many mortgages are delinquent in Cambria County, PA?
Cambria, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Cambria, PA.
Which banks lend in Cambria County, PA?
8 watched lenders hold Cambria, PA branches; the largest Cambria, PA footprints are 1st Summit Bank (10), First Nb Of Pennsylvania (10), Ameriserv Financial Bank (8).
More on Cambria, PA
Cambria County, PA distress report: public-record figures for Cambria, PA; not legal advice for Cambria, PA; not tax or investment advice; verify every Cambria, PA record before acting.