Cambria County, PA: Home-Insurance Distress & Forced-Sale Pressure
Cambria County, PA: 69/100 (elevated) home-insurance distress; Cambria, PA band MEDIUM; Cambria, PA #667 of 3,222 counties; Cambria, PA #7 of 67 in Pennsylvania.
FEMA hazard, Cambria, PA: 63/100; Cambria, PA declarations, three years: 2; Cambria, PA perils: 2 tropical-storm; Cambria, PA five-year count 3 (severity 4.5); Cambria, PA ten-year 3; hazard-weighted, Cambria, PA: 6.0.
Declared incidents on the Cambria, PA record: 2024 Tropical Storm 2 (Cambria, PA).
NFIP claims, Cambria, PA, three years: 11; Cambria, PA payouts $161,492; per Cambria, PA claim $14,681; Cambria, PA claim-stress 77/100.
Cambria, PA monthly score fell, 75 (March 2026) to 66 (October 2026); Cambria, PA by month: March 75, April 75, May 72, June 72 (Cambria, PA), July 70, August 70, September 69, October 66.
Cambria, PA components: climate 60, NFIP claims 77; Cambria, PA retreat index 66.
Construction distress, Cambria, PA: 45/100 as of August 2026 (Cambria, PA: 33/100 one-to-four unit, 100/100 multifamily).
Cambria, PA ZIPs, June 2026 (Cambria, PA, 16 highest): score 0 (Cambria, PA), climate 76 (Cambria, PA): 16613; score 0 (Cambria, PA), climate 75 (Cambria, PA): 15722, 15737, 15738, 15760, Cambria, PA 15762, 15773, 15775, 15901, Cambria, PA 15902, 15904, 15906, 15909, Cambria, PA 15921, 15922, 15925.
DLRadar rescores Cambria, PA monthly; Cambria, PA readings join Cambria, PA foreclosure, lien and ownership parcels (Cambria, PA), so cost-squeezed Cambria, PA owners surface before listing.
Inside Pennsylvania, Cambria County ranks 7th of 67 counties for home-insurance distress at 69/100; Elk County (69/100) sits just above Cambria County, and Sullivan County (68/100) sits just below Cambria County.
Deterministic. Every Cambria County, PA signal traces to a public Cambria dataset (FEMA, NFIP, Census for Cambria, PA) · how insurance distress works in Cambria, PA · methodology
FAQ: Cambria County, PA insurance distress
What is the Cambria County, PA home-insurance-distress score?
Cambria, PA: 69/100 (MEDIUM), #667 of 3,222, #7 in Pennsylvania. FEMA hazard, Cambria, PA: 63/100; NFIP stress, Cambria, PA: 77/100; construction, Cambria, PA: 45/100; Cambria, PA rescores monthly.
Is Cambria County insurance distress getting better or worse (PA)?
Cambria, PA: 75 in March 2026; Cambria, PA: 66 in October 2026 (better); Cambria, PA climate component 60; Cambria, PA NFIP claims score 77.
How many flood-insurance claims has Cambria County, PA had?
Cambria, PA: 11 NFIP claims, three years; Cambria, PA paid $161,492; per Cambria, PA claim $14,681; carriers reprice Cambria, PA against that record.
Which Cambria County ZIP codes carry the most insurance distress (PA)?
Cambria, PA, June 2026: 16613 at 0, 15722 at 0, 15737 at 0, 15738 at 0; Cambria, PA climate scores there: 76, 75, 75, 75.
Why does Cambria, PA insurance distress create sellers?
A Cambria, PA premium outruns the Cambria, PA budget; a carrier leaves Cambria, PA; Cambria, PA carrying cost passes plan; Cambria, PA owners sell while current; Cambria, PA insurance distress leads Cambria, PA foreclosure data.