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ZIP 15906 Foreclosure, Tax-Lien & Distress Report

Cambria County, Pennsylvania · High Vacancy market

ZIP code 15906 in Cambria County, Pennsylvania carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100). Structural exposure scores 64 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, 1.2% off the recent peak (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $39,713, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 28/100. The tenure split is 67% owner-occupied to 33% rented. Rent burden reaches 38% of tenant households. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 13% bachelor's-or-above. There are about 5,723 housing units across 15906. 9,654 residents call 15906 home, typically aged 49. The poverty rate is 23.4% — high, a tax-stress and distress correlate. Home values center near $57,100, an affordability ratio of 1.3× — accessible.

Net-net, 15906 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 15906 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 15906 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 15906 stays directly comparable to neighboring ZIPs and the rest of Cambria County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 15906 shows blanks, not estimates, wherever the record is sparse.

The 29/100 figure for 15906 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 15906 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

29/100
Composite stress
64/100
Structural risk
7/100
Distress activity

ZIP 15906 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk75
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 15906 by the numbers

A live read on 15906: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Open the complete 15906 acquisition file

Every distressed parcel in 15906 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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