ZIP 15931 Property Distress & Foreclosure Data

Composite property distress in 15931 (Cambria County, Pennsylvania) lands at 42/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). price dislocation (25/100) and mortgage stress (23/100) stay muted. The latent-versus-live split is 67/100 structural and 7/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, 6.2% off the recent peak, and 18% higher over three years (phase confidence 55/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,202 housing units. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $193,100, an affordability ratio of 2.8× — accessible. Around 31% of renters are cost-burdened. The vacancy rate is 9.6%. Educational attainment sits at 29% bachelor's-or-above. 7.0% of residents fall below the poverty threshold. 8,852 residents call 15931 home, typically aged 51. Median household income is $62,772, below the U.S. median near $78,000. Owners hold 79% of homes, renters 21%.

Overall, 15931 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.