ZIP 15931 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 15931 (Cambria County, Pennsylvania) returns a low composite of 29/100. Its standout signals are structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). By contrast, mortgage stress (23/100) register low. The split runs 64/100 structural to 7/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100)).

The expansion-phase market in 15931 posted values that rose 5.0% over the year, 1.2% off the recent peak, and 18% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 4,202 housing units across 15931. The demographic-stress sub-score lands at 25/100. The typical home is worth about $193,100 (2.8× income, relatively affordable). Rent burden reaches 31% of tenant households. Vacancy runs 9.6%. About 29% have a four-year degree. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. About 8,852 people live here, median age 51. Households earn a median $62,772 — below the roughly $78,000 national figure. 79% of housing is owner-occupied.

Net-net, 15931 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 15931 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 15931 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15931 can be compared directly against any other ZIP in Cambria County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 15931 shows blanks, not estimates, wherever the record is sparse.

Each component behind 15931 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For an operator, 15931 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.