ZIP 16627 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16627 (Clearfield County, Pennsylvania) lands at 31/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (75/100), climate & FEMA risk (67/100), FEMA disaster exposure (65/100)). Property-level stress concentrates in construction/permit lag (90/100), structural risk (71/100), institutional ownership (52/100). On the quiet end sit mortgage stress (23/100). Structural risk reads 71/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 978 housing units. A median home runs $92,800 here, or 1.8 times local income. At $51,047, median income runs below typical U.S. levels. The vacancy rate is 16.5% — elevated. Rent burden reaches 44% of tenant households. 14.5% of residents fall below the poverty threshold. 85% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. 2,026 residents call 16627 home, typically aged 47. Around 11% of adults hold a bachelor's degree or higher.

On the whole, 16627 leans distressed, with opportunity clustered in specific stressed parcels. While 16627 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 16627 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16627 can be compared directly against any other ZIP in Clearfield County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 16627, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 for 16627 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 16627 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.