ZIP 16692 Foreclosure, Tax-Lien & Distress Report

In Clearfield County, Pennsylvania, ZIP 16692 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100). Its standout signals are construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). By contrast, mortgage stress (23/100) register low. The split runs 71/100 structural to 7/100 active on the ground.

The peak-phase market in 16692 posted values that rose 4.2% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Owners hold 83% of homes, renters 17%. Vacancy runs 10.7%. About 912 people live here, median age 30. About 17% have a four-year degree. Home values center near $162,500, an affordability ratio of 1.6× — accessible. At $70,893, median income runs near typical U.S. levels. Around 54% of renters are cost-burdened. The ZIP holds roughly 354 housing units. DLRadar's demographic-stress index for the area reads 27/100. Roughly 13.2% live below the poverty line.

Net-net, 16692 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 16692 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 16692's 31/100 can be lined up against any neighbor in Clearfield County, Pennsylvania or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 16692, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

16692's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 16692 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.