Clearfield County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clearfield County, PA distress report, 2026: 52 ZIPs scored in Clearfield, PA, Clearfield, PA average 28/100; the top Clearfield, PA ZIP is 15721 at 30/100; Clearfield, PA market phase peak, Clearfield, PA prices +4.2% year over year.
- Clearfield, PA ranks #667 nationally (opportunity index); Clearfield, PA #6 in Pennsylvania; Clearfield, PA index 32.5.
- Clearfield, PA: no CFPB county sample; Clearfield, PA non-metro area reading 1.6%.
- Clearfield, PA ZIP phases: 49 peak, 3 expansion.
- Clearfield, PA residential listings tracked: 23 across 41 ZIPs; Clearfield, PA candidate listings 17.
- Clearfield, PA HUD assisted properties: 6 with 192 units.
- Clearfield, PA lenders on watch: 6; largest Clearfield, PA footprint Cnb Bank (9 branches).
- Clearfield, PA most distressed ZIP: 15721 at 30/100.
Clearfield, PA figures: DLRadar distress index; Clearfield, PA inputs: CFPB, FHFA, HUD, FDIC; Clearfield, PA rebuilt as sources refresh.
| Rank | Clearfield, PA ZIP | Score |
|---|---|---|
| 1 | 15721 | 30/100 |
| 2 | 15753 | 30/100 |
| 3 | 15757 | 30/100 |
| 4 | 15801 | 30/100 |
| 5 | 15848 | 30/100 |
| 6 | 15849 | 30/100 |
| 7 | 15856 | 30/100 |
| 8 | 15866 | 30/100 |
| 9 | 16616 | 30/100 |
| 10 | 16620 | 30/100 |
| 11 | 16627 | 30/100 |
| 12 | 16645 | 30/100 |
Most distressed Clearfield, PA ZIPs (0-100, 2026)
Mortgage delinquency around Clearfield, PA
No CFPB county sample covers Clearfield, PA; the non-metro area reading for Clearfield, PA: 1.6% ninety-plus; Clearfield, PA area thirty-to-eighty-nine 2.1% (December 2025, Clearfield, PA); Pennsylvania overall 1.0%.
Opportunity index: Clearfield, PA
Clearfield, PA index 32.5, Clearfield, PA phase watchlist; Clearfield, PA primary driver construction, Clearfield, PA second driver vacancy. Clearfield, PA components: property stress 19.8, foreclosure pressure 19.2, listing discounts 32.7, bank stress 48.9, insurance 0.0; Clearfield, PA pulse 35.9; Clearfield, PA capital opportunity 27.3; Clearfield, PA seven-day change +0.3%.
ZIP market phases inside Clearfield, PA
52 Clearfield, PA ZIPs carry a price-cycle phase; Clearfield, PA ZIPs by phase (Clearfield, PA), deepest drawdown first: expansion, +5.0% YoY, 1.1% off peak (Clearfield, PA): 16646; peak, +4.9% YoY, 1.0% off peak (Clearfield, PA): 16639; peak, +4.3% YoY, 0.1% off peak (Clearfield, PA): 16627, 15724; peak, +4.2% YoY (Clearfield, PA): 15721, 15742, 15753, 15757, Clearfield, PA 15801, 15848, 15849, 15856; peak, +5.0% YoY (Clearfield, PA): 15767; expansion, +5.0% YoY (Clearfield, PA): 15824; expansion, +5.1% YoY (Clearfield, PA): 15840; peak, +4.9% YoY (Clearfield, PA): 15865.
Residential listings by Clearfield, PA ZIP
Clearfield, PA ZIPs with the most tracked Clearfield, PA residential listings: 16833 4 listings, 4 candidates, bank pressure 58; 15801 3 listings, 3 candidates, bank pressure 60; 16839 3 listings, 3 candidates, bank pressure 58; 16661 2 listings, 2 candidates, bank pressure 58 (Clearfield, PA); 16830 2 listings, 2 candidates, bank pressure 58; 16840 2 listings, 0 candidates, bank pressure 58; 15753 1 listings, 0 candidates, bank pressure 58; 15757 1 listings, 0 candidates, bank pressure 62. Clearfield, PA totals: 23 listings; Clearfield, PA candidates 17; active ZIPs 5.
HUD assisted housing in Clearfield, PA
6 assisted properties with 192 units sit in Clearfield, PA; largest Clearfield, PA properties: Hillcrest Commons (Philipsburg) 80 units, 74 assisted; Decatur Village (Philipsburg) 43 units, 42 assisted; Park Avenue Tower (Curwensville) 36 units, 36 assisted in Clearfield, PA; Black Diamond Estates (Coalport) 12 units, 12 assisted; Leonard Court Apts. (Clearfield) 12 units, 12 assisted; Moshannon Valley Apts. (Houtzdale) 9 units, 8 assisted.
Lenders with branches in Clearfield, PA
Clearfield, PA lenders by branch count: Cnb Bank (Clearfield, PA): stress 60, 9 branches low in Clearfield, PA; Mid Penn Bank (Clearfield, PA): stress 57, 4 branches low in Clearfield, PA; First Commonwealth Bank (Clearfield, PA): stress 54, 4 branches low in Clearfield, PA; Northwest Bank (Clearfield, PA): stress 58, 3 branches low in Clearfield, PA; Nextier Bank National Assn (Clearfield, PA): stress 61, 1 branch low in Clearfield, PA; S&T Bank (Clearfield, PA): stress 48, 1 branch low in Clearfield, PA.
Vacancy and permits, Clearfield, PA
5,680 of 38,198 Clearfield, PA housing units are vacant; Clearfield, PA permits, twelve months: 0 multifamily units in Clearfield, PA, 60 one-to-four unit units.
Work Clearfield, PA at the parcel level
Every Clearfield, PA parcel carries owner and address; every Clearfield, PA parcel carries APN; Clearfield, PA distress scores sit on the Clearfield, PA live board.
Clearfield, PA figures refresh with each source.
Clearfield, PA questions
Most distressed ZIP code in Clearfield County, PA?
ZIP 15721 leads Clearfield, PA at 30/100; next in Clearfield, PA: 15753 at 30/100; the Clearfield, PA average is 28/100.
Where does Clearfield County, PA rank for investment opportunity?
Clearfield, PA is #667 among all ranked counties, #6 in Pennsylvania; the Clearfield, PA driver is construction; Clearfield, PA moved up 184 places.
How many mortgages are delinquent in Clearfield County, PA?
Clearfield, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Clearfield, PA.
Which banks lend in Clearfield County, PA?
6 watched lenders hold Clearfield, PA branches; the largest Clearfield, PA footprints are Cnb Bank (9), Mid Penn Bank (4), First Commonwealth Bank (4).
More on Clearfield, PA
Clearfield County, PA distress report: public-record figures for Clearfield, PA; not legal advice for Clearfield, PA; not tax or investment advice; verify every Clearfield, PA record before acting.