Clearfield County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clearfield County, Pennsylvania? DLRadar grades every Clearfield County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Clearfield County breakdown.
- Clearfield County's most distressed ZIP is 15721 at 31/100.
- 52 ZIP codes tracked in Clearfield County, averaging 29/100 distress.
- Clearfield County reads peak — home values up 4.2% year over year.
- Vacancy runs 17.3% across Clearfield County's tracked ZIPs, with a 13% poverty rate.
- The typical Clearfield County home is worth about $128,800 against a ~$58,913 median income.
- Lending headwind in Clearfield County sits at 42/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 15721 | 31/100 |
| 2 | 15753 | 31/100 |
| 3 | 15757 | 31/100 |
| 4 | 15801 | 31/100 |
| 5 | 15848 | 31/100 |
| 6 | 15849 | 31/100 |
| 7 | 15856 | 31/100 |
| 8 | 15866 | 31/100 |
| 9 | 16616 | 31/100 |
| 10 | 16620 | 31/100 |
| 11 | 16627 | 31/100 |
| 12 | 16645 | 31/100 |
Most distressed ZIP codes in Clearfield County (composite distress 0-100, 2026)
What is driving Clearfield County distress
DLRadar builds Clearfield County's distress picture only from records anyone can pull; its ZIPs average 29/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Clearfield County market phase and pricing
Phase for Clearfield County: peak (+4.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Clearfield County
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Questions and answers
Which part of Clearfield County, PA scores highest for distress?
ZIP 15721 leads Clearfield County at 31/100, recomputed monthly from public records.
Where is Clearfield County in the housing cycle?
Clearfield County currently sits in peak, with values up 4.2% year on year, based on FHFA price-index trajectory.
Which datasets feed the Clearfield County scores?
Clearfield County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 52 ZIPs are comparable to anywhere else.
How much do distress scores vary between Clearfield County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Clearfield County ZIPs DLRadar ranks, scores run from 31/100 in 15721 down to 31/100 in 16645, against a Clearfield County average of 29/100. That 0-point gap is why acquisition targeting in Clearfield County works at ZIP level rather than county level.
What do Clearfield County home values and vacancy say about distressed supply?
The typical Clearfield County home carries about $128,800 of value against a median household income near $58,913. Vacancy across Clearfield County's tracked ZIPs runs 17.3% and the poverty rate is 13%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Clearfield County's foreclosure and lien filings and its 42/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.