Clearfield County, PA: Home-Insurance Distress & Forced-Sale Pressure
Clearfield County, PA: 68/100 (elevated) home-insurance distress; Clearfield, PA band MEDIUM; Clearfield, PA #694 of 3,222 counties; Clearfield, PA #9 of 67 in Pennsylvania.
FEMA hazard, Clearfield, PA: 63/100; Clearfield, PA declarations, three years: 2; Clearfield, PA perils: 2 tropical-storm; Clearfield, PA five-year count 3 (severity 4.5); Clearfield, PA ten-year 3; hazard-weighted, Clearfield, PA: 6.0.
Declared incidents on the Clearfield, PA record: 2024 Tropical Storm 3 (Clearfield, PA).
NFIP claims, Clearfield, PA, three years: 14; Clearfield, PA payouts $122,618; per Clearfield, PA claim $8,758; Clearfield, PA claim-stress 75/100.
Clearfield, PA monthly score fell, 74 (March 2026) to 73 (October 2026); Clearfield, PA by month: March 74, April 74, May 71, June 71 (Clearfield, PA), July 69, August 69, September 68, October 73.
Clearfield, PA components: climate 72, NFIP claims 75; Clearfield, PA retreat index 73.
Construction distress, Clearfield, PA: 83/100 as of August 2026 (Clearfield, PA: 73/100 one-to-four unit, 95/100 multifamily).
Clearfield, PA ZIPs, June 2026 (Clearfield, PA, 16 highest): score 0 (Clearfield, PA), climate 75 (Clearfield, PA): 16646; score 0 (Clearfield, PA), climate 74 (Clearfield, PA): 16639; score 0 (Clearfield, PA), climate 68 (Clearfield, PA): 16866; score 0 (Clearfield, PA), climate 67 (Clearfield, PA): 16627, 16845; score 0 (Clearfield, PA), climate 66 (Clearfield, PA): 15721, 15753, 15848, 15849, Clearfield, PA 15856, 15866, 16616, 16620, Clearfield, PA 16645, 16651, 16656.
DLRadar rescores Clearfield, PA monthly; Clearfield, PA readings join Clearfield, PA foreclosure, lien and ownership parcels (Clearfield, PA), so cost-squeezed Clearfield, PA owners surface before listing.
Inside Pennsylvania, Clearfield County ranks 9th of 67 counties for home-insurance distress at 68/100; Sullivan County (68/100) sits just above Clearfield County, and Susquehanna County (67/100) sits just below Clearfield County.
Deterministic. Every Clearfield County, PA signal traces to a public Clearfield dataset (FEMA, NFIP, Census for Clearfield, PA) · how insurance distress works in Clearfield, PA · methodology
FAQ: Clearfield County, PA insurance distress
What is the Clearfield County, PA home-insurance-distress score?
Clearfield, PA: 68/100 (MEDIUM), #694 of 3,222, #9 in Pennsylvania. FEMA hazard, Clearfield, PA: 63/100; NFIP stress, Clearfield, PA: 75/100; construction, Clearfield, PA: 83/100; Clearfield, PA rescores monthly.
Is Clearfield County insurance distress getting better or worse (PA)?
Clearfield, PA: 74 in March 2026; Clearfield, PA: 73 in October 2026 (better); Clearfield, PA climate component 72; Clearfield, PA NFIP claims score 75.
How many flood-insurance claims has Clearfield County, PA had?
Clearfield, PA: 14 NFIP claims, three years; Clearfield, PA paid $122,618; per Clearfield, PA claim $8,758; carriers reprice Clearfield, PA against that record.
Which Clearfield County ZIP codes carry the most insurance distress (PA)?
Clearfield, PA, June 2026: 16646 at 0, 16639 at 0, 16866 at 0, 16627 at 0; Clearfield, PA climate scores there: 75, 74, 68, 67.
Why does Clearfield, PA insurance distress create sellers?
A Clearfield, PA premium outruns the Clearfield, PA budget; a carrier leaves Clearfield, PA; Clearfield, PA carrying cost passes plan; Clearfield, PA owners sell while current; Clearfield, PA insurance distress leads Clearfield, PA foreclosure data.