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Clearfield County, PA: Foreclosures, Tax Liens & Distressed Properties

Clearfield County, PA, Pennsylvania: 52 ZIP codes scored, Clearfield County, PA averaging 29/100 (low, Clearfield, PA), from 15 to 31. Clearfield County, PA is in its peak phase (Clearfield, PA confidence 28/100): Clearfield, PA home prices up 4.2% (Clearfield, PA) over twelve months. Clearfield County, PA lender headwind: 42/100.

Highest-scoring Clearfield County, PA ZIPs: 15721 (31/100), 15753 (31/100), 15757 (31/100), 15801 (31/100), 15848 (31/100), 15849 (31/100). Also scored in Clearfield County, PA: 15856, 15866, 16616, 16620, 16627, 16645, 16651, 16656, 16661, 16671.

Across Clearfield County, PA's scored ZIPs: median home value $128,800, household income $58,913, 17.3% vacancy, 13.0% poverty, 84% owner-occupied, median age 47.8.

Clearfield County, PA insurance distress 68/100 (#694 in the US); FEMA hazard 63/100 for Clearfield, PA; 2 federal disaster declarations in Clearfield County, PA since 2023; 14 Clearfield, PA NFIP flood claims, $123K paid; Clearfield, PA construction distress 83/100.

8 banks with 24 branches lend in Clearfield County, PA; Clearfield, PA weighted bank stress 58/100, highest 63/100 in Clearfield, PA.

Clearfield County, PA unemployment 4.1% (Clearfield, PA -1.1 pts, six months); 60 new housing units permitted in Clearfield County, PA over twelve months, Clearfield, PA down 35% from 93; Clearfield, PA home prices +9.9% a year (Clearfield, PA) over three years.

38,198 housing units in Clearfield County, PA; 6,954 Clearfield, PA renter households; 39% of Clearfield, PA renters spend 30%+ of income on rent, 19% (Clearfield, PA) half or more.

Clearfield County, PA ranks #618 nationally on the opportunity index (Clearfield, PA, among all ranked counties); Clearfield, PA scores 32.8/100 and Clearfield, PA sits #6 inside Pennsylvania. Clearfield, PA is in the peak_opportunity opportunity phase; Clearfield, PA's primary driver is construction, Clearfield, PA second driver vacancy; Clearfield, PA moved up 233 places. 4 short-sale listings across Clearfield, PA; 50 days on market observed in Clearfield, PA; 15.2% vacancy over 52 Clearfield, PA ZIPs.

No CFPB county sample covers Clearfield County, PA. The non-metro area reading for Clearfield, PA: 1.6% ninety-plus days late; Clearfield, PA's thirty-to-eighty-nine share is 2.1% (Clearfield, PA, December 2025 data); Pennsylvania overall 1.0%.

Clearfield County, PA has 6 watched banks; 6 Clearfield, PA banks sit in an elevated band. Clearfield, PA footprints: Cnb Bank (9 branches, stress 60) in Clearfield, PA; Mid Penn Bank (4 branches, stress 57) in Clearfield, PA; First Commonwealth Bank (4 branches, stress 54) in Clearfield, PA.

HUD lists 6 assisted multifamily properties in Clearfield County, PA with 192 units; 184 Clearfield, PA units are assisted, 3 Clearfield, PA properties under project-based Section 8.

5,680 of the 38,198 housing units in Clearfield, PA sit vacant. Clearfield County, PA permitted 0 multifamily units in twelve months; Clearfield, PA's one-to-four unit structures added 60 units in Clearfield County, PA.

Peak
Market phase
4.2%
Clearfield, PA HPI YoY
0%
Drawdown
28
Clearfield confidence

Most distressed ZIP codes in Clearfield County

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