ZIP 16661 Property Distress & Foreclosure Data

Clearfield County, Pennsylvania's ZIP 16661 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (70/100), institutional ownership (56/100). By contrast, mortgage stress (23/100) register low. Structural exposure scores 70 and live distress 7 on the 0–100 scale.

The market reads expansion — home values rose 5.5% year on year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 93% owner-occupied to 7% rented. On demographic stress specifically, 16661 scores 35/100. About 922 people live here, median age 50. About 10% have a four-year degree. A median home runs $113,500 here, or 2.0 times local income. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $57,059 — below the roughly $78,000 national figure. Rent burden reaches 100% of tenant households. There are about 479 housing units across 16661. Roughly 11.5% live below the poverty line.

Net-net, 16661 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.