ZIP 16661 Foreclosure, Tax-Lien & Distress Report

ZIP code 16661 in Clearfield County, Pennsylvania carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100)). Its heaviest discrete signals: construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). By contrast, mortgage stress (23/100) register low. The latent-versus-live split is 71/100 structural and 7/100 already moving.

The peak-phase market in 16661 posted values that rose 4.2% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 93% of homes, renters 7%. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 922 with a median age of 50. About 10% have a four-year degree. The typical home is worth about $113,500 (2.0× income, relatively affordable). Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. At $57,059, median income runs below typical U.S. levels. Around 100% of renters are cost-burdened. There are about 479 housing units across 16661. The poverty rate is 11.5%.

Taken together, 16661 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 16661 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 16661 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Clearfield County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 16661, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 for 16661 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 16661 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.