ZIP 16863 Property Distress & Foreclosure Data

Composite property distress in 16863 (Clearfield County, Pennsylvania) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 70 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100)). The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (70/100), institutional ownership (56/100). On the quiet end sit mortgage stress (23/100).

The expansion-phase market in 16863 posted values that rose 5.5% over the year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 12.0%. 79% of housing is owner-occupied. Rent burden reaches 21% of tenant households. Population is roughly 566 with a median age of 52. Around 12% of adults hold a bachelor's degree or higher. The typical home is worth about $121,200 (1.4× income, relatively affordable). There are about 320 housing units across 16863. The demographic-stress sub-score lands at 22/100. At $65,500, median income runs below typical U.S. levels.

On balance 16863 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.