ZIP 16837 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16837 (Clearfield County, Pennsylvania) lands at 31/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100). The latent-versus-live split is 71/100 structural and 0/100 already moving. The most distinctive pressure shows up in construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

104 residents call 16837 home, typically aged 69. DLRadar's demographic-stress index for the area reads 31/100. Roughly 34.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 0.0%. 100% of housing is owner-occupied. The ZIP holds roughly 45 housing units. Around 0% of adults hold a bachelor's degree or higher.

Net-net, 16837 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 16837 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 16837's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 16837 shows blanks, not estimates, wherever the record is sparse.

16837's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 16837 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.