ZIP 16620 Foreclosure, Tax-Lien & Distress Report

Clearfield County, Pennsylvania's ZIP 16620 registers 31/100 composite distress, which DLRadar reads as moderate. Property-level stress concentrates in construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). By contrast, mortgage stress (23/100) register low. The latent-versus-live split is 71/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100).

The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 20% of adults hold a bachelor's degree or higher. A median home runs $147,500 here, or 2.1 times local income. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 37% of tenant households. Median household income is $57,083, below the U.S. median near $78,000. The ZIP holds roughly 163 housing units. The vacancy rate is 5.8%. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. About 350 people live here, median age 52.

Net-net, 16620 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 16620 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 16620's 31/100 can be lined up against any neighbor in Clearfield County, Pennsylvania or any ZIP coast to coast. Where the public record is thin for 16620, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 for 16620 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 16620 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.