ZIP 16645 Foreclosure, Tax-Lien & Distress Report
Clearfield County, Pennsylvania · Distress market
DLRadar grades ZIP 16645 (Clearfield County, Pennsylvania) at a moderate 30/100 for overall property distress. The split runs 68/100 structural to 0/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (68/100), institutional ownership (49/100).
The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
About 9% have a four-year degree. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. 97% of housing is owner-occupied. The ZIP holds roughly 98 housing units. The vacancy rate is 6.1%. Population is roughly 212 with a median age of 52. At $67,813, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 42/100. Around 0% of renters are cost-burdened.
Net-net, 16645 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 16645 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 16645's 30/100 can be lined up against any neighbor in Clearfield County, Pennsylvania or any ZIP coast to coast. Sparse data for 16645 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 30/100 figure for 16645 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 16645 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 16645
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
16645 at a glance
A live read on 16645: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Clearfield County ZIP codes
Nearest ZIP codes to 16645
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Unlock the full ZIP 16645 acquisition report
The full 16645 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology