ZIP 16645 Property Distress & Foreclosure Data

In Clearfield County, Pennsylvania, ZIP 16645 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 70/100 against active distress of 0/100. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100). Its standout signals are construction/permit lag (80/100), structural risk (70/100), institutional ownership (56/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 9% bachelor's-or-above. 6.6% of residents fall below the poverty threshold. Owners hold 97% of homes, renters 3%. There are about 98 housing units across 16645. Vacancy runs 6.1%. 212 residents call 16645 home, typically aged 52. Median household income is $67,813, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 17/100. Rent burden reaches 0% of tenant households.

Overall, 16645 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.