ZIP 16821 Foreclosure, Tax-Lien & Distress Report
Clearfield County, Pennsylvania · Distress market
In Clearfield County, Pennsylvania, ZIP 16821 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. The latent-versus-live split is 71/100 structural and 0/100 already moving. Leading the profile are construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100).
The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 187 with a median age of 39. 100% of housing is owner-occupied. The poverty rate is 0.0% — low. The vacancy rate is 0.0%. The ZIP holds roughly 37 housing units. On demographic stress specifically, 16821 scores 12/100. Around 47% of adults hold a bachelor's degree or higher. At $101,700, median income runs above typical U.S. levels.
On balance 16821 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 16821 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 16821 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 16821's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 16821 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 16821’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
16821 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 16821, the same set carried on every parcel.
Neighbouring ZIPs in Clearfield County
Keep exploring Pennsylvania distress
More ZIP, county and state distress intelligence connected to Clearfield County, Pennsylvania.
Unlock the full ZIP 16821 acquisition report
Open 16821 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology