ZIP 16834 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16834 (Clearfield County, Pennsylvania) lands at 31/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100). The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 71/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 94% of homes, renters 6%. A median home runs $238,400 here, or 2.0 times local income. The poverty rate is 1.8% — low. DLRadar's demographic-stress index for the area reads 27/100. 711 residents call 16834 home, typically aged 38. About 34% have a four-year degree. The ZIP holds roughly 297 housing units. Rent burden reaches 81% of tenant households. Vacancy runs 7.5%. Households earn a median $115,241 — above the roughly $78,000 national figure.

Overall, 16834 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 16834 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 16834 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Clearfield County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 16834, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 figure for 16834 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 16834 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.