ZIP 16859 Property Distress & Foreclosure Data

Composite property distress in 16859 (Centre County, Pennsylvania) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. The latent-versus-live split is 50/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100).

The market reads peak — home values rose 2.1% year on year, 1.2% off the recent peak (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

A median home runs $142,600 here, or 2.4 times local income. Roughly 11.7% live below the poverty line. Households earn a median $56,667 — below the roughly $78,000 national figure. About 498 people live here, median age 48. On demographic stress specifically, 16859 scores 22/100. About 10% have a four-year degree. Around 0% of renters are cost-burdened. The ZIP holds roughly 327 housing units. The tenure split is 94% owner-occupied to 6% rented. The vacancy rate is 30.6% — elevated.

Net-net, 16859 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.