ZIP 16829 Foreclosure, Tax-Lien & Distress Report

ZIP code 16829 in Centre County, Pennsylvania carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. The split runs 32/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (60/100). Leading the profile are structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 3.1% year on year, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

719 residents call 16829 home, typically aged 44. There are about 372 housing units across 16829. 78% of housing is owner-occupied. Vacancy runs 22.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $65,521 — below the roughly $78,000 national figure. Around 15% of adults hold a bachelor's degree or higher. On demographic stress specifically, 16829 scores 34/100. 13.1% of residents fall below the poverty threshold. The typical home is worth about $175,900 (2.7× income, relatively affordable). Around 63% of renters are cost-burdened.

On the whole, 16829 leans distressed, with opportunity clustered in specific stressed parcels. 16829 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 16829 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. 16829 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 16829's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 16829 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.