ZIP 16864 Foreclosure, Tax-Lien & Distress Report
Centre County, Pennsylvania · High Vacancy market
Composite property distress in 16864 (Centre County, Pennsylvania) lands at 15/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (32/100), institutional ownership (14/100). structural risk (32/100) and institutional ownership (14/100) stay muted. Structurally it carries 32/100, against 0/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (60/100)).
The market reads peak — home values rose 3.1% year on year (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Owners hold 100% of homes, renters 0%. The vacancy rate is 30.8% — elevated. 74 residents call 16864 home, typically aged 65. The demographic-stress sub-score lands at 23/100. The poverty rate is 0.0% — low. The ZIP holds roughly 58 housing units. About 6% have a four-year degree.
On the whole, 16864 leans distressed, with opportunity clustered in specific stressed parcels. 16864 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 16864 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16864 can be compared directly against any other ZIP in Centre County, Pennsylvania or nationwide. Sparse data for 16864 shows as blanks, never estimates, and the score updates on every fresh public filing.
16864's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 16864 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 16864
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 16864 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 16864, the same set carried on every parcel.
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Unlock the full ZIP 16864 acquisition report
See who owns each distressed property in 16864, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology