ZIP 16875 Property Distress & Foreclosure Data

In Centre County, Pennsylvania, ZIP 16875 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (61/100)). On the structural side it scores 50/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100).

The peak-phase market in 16875 posted values that rose 2.1% over the year, 1.2% off the recent peak, and 17% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 7.9%. The ZIP holds roughly 1,647 housing units. The demographic-stress sub-score lands at 26/100. The typical home is worth about $307,700 (4.0× income). Around 33% of adults hold a bachelor's degree or higher. Population is roughly 3,692 with a median age of 47. At $67,645, median income runs below typical U.S. levels. The vacancy rate is 12.3% — elevated. Around 18% of renters are cost-burdened. 86% of housing is owner-occupied.

On the whole, 16875 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.