ZIP 16856 Property Distress & Foreclosure Data
ZIP code 16856 in Centre County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 50 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100). What sets it apart are the readings on construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) register low.
The market reads peak — home values rose 2.1% year on year, 1.2% off the recent peak, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 197 people live here, median age 81. The tenure split is 54% owner-occupied to 46% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. There are about 70 housing units across 16856. About 0% have a four-year degree. On demographic stress specifically, 16856 scores 21/100. Vacancy runs 0.0%. Rent burden reaches 0% of tenant households.
Overall 16856 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 16856
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Centre County
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Deterministic. Every signal traces to a public dataset · methodology