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ZIP 16856 Foreclosure, Tax-Lien & Distress Report

Centre County, Pennsylvania · Distress market

ZIP code 16856 in Centre County, Pennsylvania carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 32/100, with 0/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (68/100), flood (NFIP) exposure (60/100)). The sharpest non-environmental signals are structural risk (32/100), institutional ownership (14/100). structural risk (32/100) and institutional ownership (14/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

197 residents call 16856 home, typically aged 81. Owners hold 54% of homes, renters 46%. 0.0% of residents fall below the poverty threshold. The ZIP holds roughly 70 housing units. About 0% have a four-year degree. DLRadar's demographic-stress index for the area reads 21/100. Vacancy runs 0.0%. Rent burden reaches 0% of tenant households.

On balance, 16856 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 16856 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 16856 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Centre County, Pennsylvania and the nation. 16856 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

16856's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 16856 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

15/100
Composite stress
32/100
Structural risk
0/100
Distress activity

ZIP 16856 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk68
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 16856 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 16856, drawn from the same report attached to each property.

Loading ZIP 16856 stress data…

Nearby ZIPs in Centre County

Related reports across Centre County, Pennsylvania

Related ZIP, county and statewide reads linked to Centre County, Pennsylvania.

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Each signal above is traceable to an open dataset · methodology

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