ZIP 16874 Foreclosure, Tax-Lien & Distress Report

In Centre County, Pennsylvania, ZIP 16874 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 32/100 against active distress of 2/100. What sets it apart are the readings on structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (60/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $178,100 here, or 2.2 times local income. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 16874 scores 26/100. Owners hold 84% of homes, renters 16%. The ZIP holds roughly 576 housing units. About 1,209 people live here, median age 48. At $77,250, median income runs near typical U.S. levels. About 14% have a four-year degree. Rent burden reaches 41% of tenant households.

Net-net, 16874 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 16874 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 16874 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 16874 stays directly comparable to neighboring ZIPs and the rest of Centre County, Pennsylvania. Nothing here is interpolated — where a source is thin for 16874, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

16874's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 16874 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.