ZIP 16874 Property Distress & Foreclosure Data

ZIP code 16874 in Centre County, Pennsylvania carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 50 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (61/100).

The market reads peak — home values rose 2.1% year on year, 1.2% off the recent peak, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. A median home runs $178,100 here, or 2.2 times local income. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 16874 scores 26/100. The tenure split is 84% owner-occupied to 16% rented. There are about 576 housing units across 16874. About 1,209 people live here, median age 48. Households earn a median $77,250 — near the roughly $78,000 national figure. About 14% have a four-year degree. Rent burden reaches 41% of tenant households.

Net-net, 16874 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.