ZIP 16828 Property Distress & Foreclosure Data

Centre County, Pennsylvania's ZIP 16828 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (50/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. On the structural side it scores 50/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (68/100), flood (NFIP) exposure (61/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, 1.2% off the recent peak, and 19% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5.1% of residents fall below the poverty threshold. Around 33% of renters are cost-burdened. Educational attainment sits at 29% bachelor's-or-above. Home values center near $273,800, an affordability ratio of 3.7× — accessible. The ZIP holds roughly 2,321 housing units. 4,774 residents call 16828 home, typically aged 50. Median household income is $73,810, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 86% of homes, renters 14%. The vacancy rate is 6.0%.

Overall, 16828 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.