ZIP 16832 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16832 (Centre County, Pennsylvania) lands at 15/100 — low on DLRadar's public-record scoring. Structural risk reads 32/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (68/100), flood (NFIP) exposure (60/100). Its standout signals are structural risk (32/100), institutional ownership (14/100), mortgage stress (7/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

The peak-phase market in 16832 posted values that rose 3.1% over the year, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $160,700, an affordability ratio of 4.5×. Vacancy runs 53.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 94% owner-occupied to 6% rented. Rent burden reaches 43% of tenant households. Population is roughly 279 with a median age of 53. Educational attainment sits at 19% bachelor's-or-above. There are about 218 housing units across 16832. Roughly 16.1% live below the poverty line. DLRadar's demographic-stress index for the area reads 37/100. Households earn a median $36,750 — below the roughly $78,000 national figure.

Taken together, 16832 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 16832 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 16832's 15/100 can be lined up against any neighbor in Centre County, Pennsylvania or any ZIP coast to coast. 16832 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 for 16832 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 16832 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.