ZIP 16847 Foreclosure, Tax-Lien & Distress Report

Clearfield County, Pennsylvania's ZIP 16847 registers 31/100 composite distress, which DLRadar reads as moderate. Structural risk reads 71/100 against active distress of 7/100. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). On the quiet end sit mortgage stress (23/100). Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100).

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $313,300. Rent burden reaches 0% of tenant households. Owners hold 59% of homes, renters 41%. There are about 121 housing units across 16847. The vacancy rate is 13.4% — elevated. The demographic-stress sub-score lands at 27/100. The poverty rate is 14.2%. 316 residents call 16847 home, typically aged 39. About 10% have a four-year degree.

Net-net, 16847 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 16847 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 16847 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 16847 stays directly comparable to neighboring ZIPs and the rest of Clearfield County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 16847 shows blanks, not estimates, wherever the record is sparse.

Behind 16847's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 16847 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.