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ZIP 16878 Foreclosure, Tax-Lien & Distress Report

Clearfield County, Pennsylvania · Affordable market

DLRadar grades ZIP 16878 (Clearfield County, Pennsylvania) at a moderate 31/100 for overall property distress. Latent structural risk is 71/100 while live distress already moving reads 7/100. The pressure is most legible in construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100)).

The peak-phase market in 16878 posted values that rose 4.2% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $117,300 (1.9× income, relatively affordable). Vacancy runs 5.8%. 1,784 residents call 16878 home, typically aged 46. Households earn a median $65,000 — below the roughly $78,000 national figure. The ZIP holds roughly 805 housing units. About 10% have a four-year degree. DLRadar's demographic-stress index for the area reads 32/100. Around 78% of renters are cost-burdened. The tenure split is 85% owner-occupied to 15% rented. The poverty rate is 16.4% — high, a tax-stress and distress correlate.

Net-net, 16878 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 16878 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 16878 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. 16878 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 16878's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 16878 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

31/100
Composite stress
71/100
Structural risk
7/100
Distress activity

What is driving ZIP 16878’s distress

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk66
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 16878 Stress Report snapshot

The live 16878 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Clearfield County ZIP reports

More distress data near 16878

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See every distressed parcel in 16878

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Each signal above is traceable to an open dataset · methodology

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