ZIP 16881 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16881 (Clearfield County, Pennsylvania) lands at 31/100 — moderate on DLRadar's public-record scoring. The latent-versus-live split is 71/100 structural and 7/100 already moving. Property-level stress concentrates in construction/permit lag (93/100), structural risk (71/100), institutional ownership (52/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (66/100), FEMA disaster exposure (65/100).

The peak-phase market in 16881 posted values that rose 4.2% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,349 residents call 16881 home, typically aged 47. There are about 910 housing units across 16881. The tenure split is 92% owner-occupied to 8% rented. Households earn a median $60,313 — below the roughly $78,000 national figure. Home values center near $113,300, an affordability ratio of 1.8× — accessible. Around 11% of adults hold a bachelor's degree or higher. Vacancy runs 6.2%. Around 4% of renters are cost-burdened. The poverty rate is 15.2%. The demographic-stress sub-score lands at 20/100.

Net-net, 16881 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 16881 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 16881's 31/100 can be lined up against any neighbor in Clearfield County, Pennsylvania or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 16881, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 for 16881 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 16881 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.