ZIP 16840 Foreclosure, Tax-Lien & Distress Report
Clearfield County, Pennsylvania · Affordable market
ZIP code 16840 in Clearfield County, Pennsylvania carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100)). The split runs 71/100 structural to 7/100 active on the ground. Its standout signals are construction/permit lag (85/100), structural risk (71/100), institutional ownership (55/100). By contrast, mortgage stress (23/100) register low.
Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
Educational attainment sits at 0% bachelor's-or-above. The poverty rate is 0.0% — low. Rent burden reaches 0% of tenant households. Population is roughly 247 with a median age of 55. On demographic stress specifically, 16840 scores 16/100. Home values center near $10,000, an affordability ratio of 1.4× — accessible. Households earn a median $54,805 — below the roughly $78,000 national figure. There are about 151 housing units across 16840. 87% of housing is owner-occupied. The vacancy rate is 0.0%.
Overall, 16840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 16840 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 16840 reflects the current record instead of a stale or modeled snapshot.
16840's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 16840 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 16840 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 16840 Stress Report snapshot
The live 16840 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Clearfield County
Nearest ZIP codes to 16840
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Clearfield County, Pennsylvania
Related ZIP, county and statewide reads linked to Clearfield County, Pennsylvania.
The complete 16840 distress and acquisition report
Open 16840 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology