ZIP 16840 Property Distress & Foreclosure Data

Composite property distress in 16840 (Clearfield County, Pennsylvania) lands at 31/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100), climate & FEMA risk (66/100). The latent-versus-live split is 70/100 structural and 7/100 already moving. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (70/100), institutional ownership (56/100). mortgage stress (23/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 0% bachelor's-or-above. 0.0% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. 247 residents call 16840 home, typically aged 55. DLRadar's demographic-stress index for the area reads 16/100. Home values center near $10,000, an affordability ratio of 1.4× — accessible. Median household income is $54,805, below the U.S. median near $78,000. The ZIP holds roughly 151 housing units. Owners hold 87% of homes, renters 13%. The vacancy rate is 0.0%.

Overall, 16840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.