ZIP 15865 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Pennsylvania's ZIP 15865 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). Structural risk reads 57/100 against active distress of 3/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (57/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (9/100).

The peak-phase market in 15865 posted values that rose 4.9% over the year (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 589 housing units. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 65% of housing is owner-occupied. Educational attainment sits at 23% bachelor's-or-above. Rent burden reaches 31% of tenant households. Home values center near $94,100, an affordability ratio of 2.4× — accessible. DLRadar's demographic-stress index for the area reads 28/100. About 1,023 people live here, median age 51. At $37,885, median income runs below typical U.S. levels. The vacancy rate is 11.1%.

Overall, 15865 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 15865 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 15865 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Jefferson County, Pennsylvania and the nation. 15865 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 for 15865 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 15865 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.