ZIP 15865 Property Distress & Foreclosure Data

Jefferson County, Pennsylvania's ZIP 15865 registers 22/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 51/100 structural and 3/100 already moving. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (51/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (9/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 589 housing units. 17.7% of residents fall below the poverty threshold. Owners hold 65% of homes, renters 35%. Educational attainment sits at 23% bachelor's-or-above. Around 31% of renters are cost-burdened. Home values center near $94,100, an affordability ratio of 2.4× — accessible. DLRadar's demographic-stress index for the area reads 28/100. 1,023 residents call 15865 home, typically aged 51. Median household income is $37,885, below the U.S. median near $78,000. The vacancy rate is 11.1%.

Overall, 15865 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.