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ZIP 15715 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Pennsylvania · High Vacancy market

Scored purely from public records, 15715 (Jefferson County, Pennsylvania) returns a low composite of 19/100. Structural exposure scores 44 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (100/100), structural risk (44/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100).

The expansion-phase market in 15715 posted values that rose 5.1% over the year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $54,722 — below the roughly $78,000 national figure. On demographic stress specifically, 15715 scores 28/100. The vacancy rate is 23.6% — elevated. Around 23% of renters are cost-burdened. The ZIP holds roughly 294 housing units. 498 residents call 15715 home, typically aged 45. Around 8% of adults hold a bachelor's degree or higher. The tenure split is 67% owner-occupied to 33% rented. Roughly 20.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $107,700 (1.9× income, relatively affordable).

Taken together, 15715 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 15715 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 15715 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15715 can be compared directly against any other ZIP in Jefferson County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 15715 shows blanks, not estimates, wherever the record is sparse.

The 19/100 for 15715 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 15715 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
44/100
Structural risk
2/100
Distress activity

What is driving ZIP 15715’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk53
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 15715 by the numbers

The live 15715 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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