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ZIP 15776 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Pennsylvania · High Vacancy market

DLRadar grades ZIP 15776 (Jefferson County, Pennsylvania) at a low 19/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (44/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. The split runs 44/100 structural to 2/100 active on the ground.

The expansion-phase market in 15776 posted values that rose 5.1% over the year, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $99,000 here. 85% of housing is owner-occupied. The ZIP holds roughly 30 housing units. The demographic-stress sub-score lands at 43/100. Rent burden reaches 100% of tenant households. Vacancy runs 33.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $26,250, below the U.S. median near $78,000. Roughly 10.3% live below the poverty line. About 29 people live here, median age 37. Around 17% of adults hold a bachelor's degree or higher.

On the whole, 15776 leans distressed, with opportunity clustered in specific stressed parcels. While 15776 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 15776 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 15776, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 figure for 15776 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 15776 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
44/100
Structural risk
2/100
Distress activity

What is driving ZIP 15776’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk53
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 15776 by the numbers

The live 15776 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Jefferson County ZIP reports

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Built from public records, scored the same way everywhere · methodology

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