ZIP 16240 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Pennsylvania's ZIP 16240 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 47/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (47/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (6/100).

The market reads peak — home values rose 4.3% year on year, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $59,722 — below the roughly $78,000 national figure. Owners hold 82% of homes, renters 18%. 12.0% of residents fall below the poverty threshold. Around 47% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. About 12% have a four-year degree. A median home runs $142,400 here, or 2.5 times local income. The vacancy rate is 19.3% — elevated. Population is roughly 1,436 with a median age of 45. The ZIP holds roughly 686 housing units.

Net-net, 16240 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 16240 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 16240's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 16240 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 16240's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 16240 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.