ZIP 15613 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 15613 (Westmoreland County, Pennsylvania) at a low 24/100 for overall property distress. The split runs 56/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (81/100). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (56/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 22% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 12,732 with a median age of 51. There are about 5,746 housing units across 15613. Home values center near $178,800, an affordability ratio of 2.3× — accessible. Educational attainment sits at 24% bachelor's-or-above. The poverty rate is 10.0%. At $73,600, median income runs near typical U.S. levels. Vacancy runs 9.5%. The demographic-stress sub-score lands at 24/100. Owners hold 83% of homes, renters 17%. Around 27% of renters are cost-burdened.

Net-net, 15613 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 15613 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 15613's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 15613, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 15613 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 15613 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.