ZIP 15089 Foreclosure, Tax-Lien & Distress Report

In Westmoreland County, Pennsylvania, ZIP 15089 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). Structurally it carries 58/100, against 3/100 of stress already in motion. The pressure is most legible in construction/permit lag (59/100), structural risk (58/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.7% year on year, and 2% lower over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $60,143, below the U.S. median near $78,000. Rent burden reaches 31% of tenant households. The poverty rate is 14.7%. The vacancy rate is 9.6%. Owners hold 75% of homes, renters 25%. The ZIP holds roughly 3,367 housing units. Educational attainment sits at 21% bachelor's-or-above. The typical home is worth about $164,500 (2.7× income, relatively affordable). On demographic stress specifically, 15089 scores 27/100. 6,640 residents call 15089 home, typically aged 50.

On balance 15089 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 15089 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Westmoreland County, Pennsylvania and the nation. Nothing here is interpolated — where a source is thin for 15089, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 15089 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 15089 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.