ZIP 15681 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 15681 (Indiana County, Pennsylvania) lands at 26/100 — low on DLRadar's distress scoring. Property-level stress concentrates in construction/permit lag (60/100), structural risk (60/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (16/100) register low. The latent-versus-live split is 60/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (73/100).

The market reads peak — home values rose 3.5% year on year, and 49% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,168 housing units. The vacancy rate is 12.6% — elevated. The poverty rate is 7.6%. Rent burden reaches 25% of tenant households. About 26% have a four-year degree. Owners hold 83% of homes, renters 17%. A median home runs $155,600 here, or 1.9 times local income. The demographic-stress sub-score lands at 22/100. Households earn a median $71,389 — near the roughly $78,000 national figure. About 4,506 people live here, median age 44.

On the whole, 15681 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 15681 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 15681 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Indiana County, Pennsylvania and the nation. Where the record is thin for 15681, the field stays empty rather than modeled, and fills in as new documents post.

Behind 15681's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 15681 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.