ZIP 15712 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 15712 (Indiana County, Pennsylvania) returns a low composite of 23/100. The split runs 51/100 structural to 0/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (61/100), FEMA disaster exposure (60/100). The most distinctive pressure shows up in structural risk (51/100), institutional ownership (50/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 94% of homes, renters 6%. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 20.2% — high, a tax-stress and distress correlate. Population is roughly 119 with a median age of 33. The ZIP holds roughly 49 housing units. The demographic-stress sub-score lands at 62/100. About 0% have a four-year degree.

On the whole, 15712 leans distressed, with opportunity clustered in specific stressed parcels. 15712 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 15712's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 15712, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 15712's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 15712 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.