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ZIP 15954 Foreclosure, Tax-Lien & Distress Report

Indiana County, Pennsylvania · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 15954 in Indiana County, Pennsylvania comes in at 26, a low composite-distress reading. The latent-versus-live split is 60/100 structural and 5/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (72/100). The pressure is most legible in structural risk (60/100), construction/permit lag (53/100), institutional ownership (40/100). By contrast, mortgage stress (17/100) register low.

The peak-phase market in 15954 posted values that rose 3.6% over the year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 2,186 people live here, median age 54. The vacancy rate is 7.9%. Roughly 22.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $43,190, median income runs below typical U.S. levels. Home values center near $81,800, an affordability ratio of 1.8× — accessible. There are about 1,235 housing units across 15954. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 25/100. Around 11% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened.

Taken together, 15954 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 15954 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 15954's 26/100 can be lined up against any neighbor in Indiana County, Pennsylvania or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 15954, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 15954 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 15954 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
60/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 15954

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 15954 distress snapshot

A live read on 15954: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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