ZIP 15920 Foreclosure, Tax-Lien & Distress Report

Indiana County, Pennsylvania's ZIP 15920 registers 22/100 composite distress, which DLRadar reads as low. Leading the profile are institutional ownership (54/100), structural risk (48/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), FEMA disaster exposure (65/100), climate & FEMA risk (61/100). On the structural side it scores 48/100, with 7/100 of stress already active.

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 23/100. The poverty rate is 5.4% — low. A median home runs $188,700 here, or 2.5 times local income. The ZIP holds roughly 315 housing units. Rent burden reaches 20% of tenant households. About 15% have a four-year degree. Households earn a median $73,750 — near the roughly $78,000 national figure. About 691 people live here, median age 52. Owners hold 92% of homes, renters 8%. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 15920 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 15920 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 15920's 22/100 can be lined up against any neighbor in Indiana County, Pennsylvania or any ZIP coast to coast. Sparse data for 15920 shows as blanks, never estimates, and the score updates on every fresh public filing.

15920's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 15920 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.