ZIP 16256 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 16256 (Indiana County, Pennsylvania) returns a low composite of 22/100. Structural risk reads 48/100 against active distress of 7/100. The most distinctive pressure shows up in institutional ownership (54/100), structural risk (48/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), FEMA disaster exposure (65/100), climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,925 people live here, median age 20. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $155,400 here, or 2.6 times local income. Around 0% of renters are cost-burdened. There are about 525 housing units across 16256. Roughly 20.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 91% of housing is owner-occupied. Educational attainment sits at 12% bachelor's-or-above. Median household income is $57,847, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100.

On the whole, 16256 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 16256 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 16256 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 16256 shows blanks, not estimates, wherever the record is sparse.

Behind 16256's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 16256 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.