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ZIP 16246 Foreclosure, Tax-Lien & Distress Report

Indiana County, Pennsylvania · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 16246 in Indiana County, Pennsylvania comes in at 23, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (61/100), FEMA disaster exposure (60/100)). Latent structural risk is 51/100 while live distress already moving reads 7/100. Its standout signals are structural risk (51/100), institutional ownership (50/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) and construction/permit lag (18/100) register low.

The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $66,250 — below the roughly $78,000 national figure. On demographic stress specifically, 16246 scores 29/100. Rent burden reaches 39% of tenant households. Around 18% of adults hold a bachelor's degree or higher. About 189 people live here, median age 34. The ZIP holds roughly 78 housing units. Roughly 24.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 76% of housing is owner-occupied. A median home runs $95,000 here, or 1.4 times local income. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 16246 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 16246's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 16246 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 16246's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 16246 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

23/100
Composite stress
51/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 16246

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk61
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 16246 Stress Report snapshot

A live read on 16246: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

Loading ZIP 16246 stress data…

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Keep exploring Pennsylvania distress

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Unlock parcel-level detail for ZIP 16246

Every distressed parcel in 16246 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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