ZIP 15957 Foreclosure, Tax-Lien & Distress Report

Indiana County, Pennsylvania's ZIP 15957 registers 26/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (57/100), institutional ownership (53/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (23/100). Latent structural risk is 57/100 while live distress already moving reads 7/100. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (67/100), FEMA disaster exposure (65/100)).

Prices here sit in a peak phase: values rose 4.6% over the trailing year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 130 housing units. Home values center near $95,000, an affordability ratio of 1.3× — accessible. 1.3% of residents fall below the poverty threshold. Around 100% of renters are cost-burdened. 317 residents call 15957 home, typically aged 46. Around 12% of adults hold a bachelor's degree or higher. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 15957 scores 31/100. Median household income is $77,750, near the U.S. median near $78,000. 97% of housing is owner-occupied.

Taken together, 15957 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 15957 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 15957 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Indiana County, Pennsylvania and the nation. Where the public record is thin for 15957, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 15957 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 15957 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.